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Private Lending

Caveat Loans Explained - Equity Lender's

Caveat Loans & Short Term Loan Private Lenders

Caveat Loans & Short Term Loan Private Lenders

 

Zip Funding: Private Lender  

HASSLE-FREE LOANS & FINANCE AS LOW AS 2.88% PA. SECURE YOUR LOAN NOW!
Fill our contact us form or Call us direct at 1300792284
 

In Australia, caveat loans are a fast source of short-term funds that are commonly used to manage the cash flow between the sale and purchase of a property.  If you have sold a pro

 

Zip Funding: Private Lender  

HASSLE-FREE LOANS & FINANCE AS LOW AS 2.88% PA. SECURE YOUR LOAN NOW!
Fill our contact us form or Call us direct at 1300792284
 

In Australia, caveat loans are a fast source of short-term funds that are commonly used to manage the cash flow between the sale and purchase of a property.  If you have sold a property and need to pay for another, but settlement  timing doesn't match up, a caveat loan can be a great short-term  solution.

Zip Funding: Private Lender and Finance Specialist in Australia 149 E Boundary Road
Bentleigh East VIC 3165
Contact us
1300 792 284
info@zipfunding.com.au
Opening hours
Mon-Fri: 8:30am – 6:30pm
Sat: 9am – 6:30pm
Sun: 9am – 4:30pm
Eliminate stress with our Hassle Free Finance!

 Max Funding
Telephone: 1300 411 411     Fax: (02) 8005 3973    Email: Loans@MaxFunding.com.au    Opening Hours: 9:00 am to 5:30 pm EST Monday-Friday
(excluding NSW public holidays)    Postal Address: PO Box 426, Burwood NSW 1805     

  • Max Funding                             
  • www.maxfunding.com.au
  • Business Loans 
  • How It Works 
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  • Apply Now

   

Small Business Loans
in Australia

Decision in 3 Minutes (24/7)  

  Get up to $1,000,000                                   

New Business? OK!                                

Same-Day Funding                                  

 Bad Credit? OK!                                  

Max Funding - the faster and easier way to fund your business.
Apply anywhere in Australia and prepare to be amazed!

Quick Loans for Every Business in Australia

 

Max Funding understands it's very difficult for a small business in Australia to get funding from                         the banks, let alone the right amount.

At Max Funding, our focus is on you; offering loans to small businesses with both bad or good                         credit history, with or without track records and from no asset to strong financials.

Experience the difference today. Apply online.


  • Compare products
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  • Frequently asked questions

https://www.maxfunding.com.au/caveat-loans.htmhttps://www.maxfunding.com.au/caveat-loans.htm 


 In Australia, caveat loans are a fast source of short-term funds that are commonly used to manage the cash flow between the sale and purchase of a property.  If you have sold a property and need to pay for another, but settlement  timing doesn't match up, a caveat loan can be a great short-term  solution. 


Caveat Loans Explained - Equity Lender's

https://equitylenders.com.au › about-caveatsAs  a lender and broker that focuses on difficult loans, we don't require  credit checks. That means that our credit is available to a wide range of individuals .


https://equitylenders.com.au/about-caveats
 

How a caveat loan from Private Lending can help

If you are wondering, “what is a caveat loan” and need caveat  loans explained, then you also need to know some information about how  they are beneficial. Here are some examples of ways these loans could  help you.

  • A cash flow crisis
  • A precipitous business opportunity
  • To pay off tax debt
  • To cover an unexpected financial downturn
  • As an urgent advance on a property sale or refinance

Download an editable pdf application pack, complete, save, scan back and be ready for a call and loan quote.

   

How do I get a caveat loan?

Obtaining the funds you need with a caveat loan is simple.  Just apply online and supply the required documents such as a mortgage  statement and identification, and then your request will be processed  quickly, and you’ll receive a quote. If you agree with its terms, simply  complete and return the necessary forms, and you will receive your  funds within a few days.


Contact Private Lending for the funds you need

There’s no easier way to get the money you need for a range of  situations than through an urgent caveat loan. At Private Lending, we  supply these and other types of loans to many different borrowers and do  not discriminate based on age, income, credit, or anything else. Our  range of finance includes first and second mortgages, urgent and very  urgent caveats and private SMSF mortgages.

When you work with Private Lending, you’ll pay nothing upfront. We  offer loans from $30,000 to $5,000,000 and upwards for property  purchase, business purchase, refinancing, business expansion, avoiding  liquidation of a business, legal fees, debt repayment, and more.

As a lender and broker that focuses on difficult loans, we don’t  require credit checks. That means that our credit is available to a wide  range of individuals who may not be able to obtain other types of  loans. We, and many of our private lenders, don't charge upfront fees  such as application fees, commitment fees, or establishment fees, even  though many of our competitors do. We also offer longer-term financing  than many lenders, making our loans suitable for business owners and  consumers alike. If you are wondering, “how do I get a caveat loan,” you  can find out if you qualify right now with Private Lending.

***Our private lenders want to do whatever it takes to make sure they're your lender*** 

 Private Lending Pty Ltd

 owns and operates this website and the equitylenders.com.au domain name. The ABN is 91 651 872 801.              Postal Address is P.O. Box 353 Mt Ommaney Qld 4074. Skype address is live:loans_185. Email is loans@equitylenders.com.au. 

Phone number Australia-wide is 

(+61) 07 3040 2800. 

Managers are available from 8am to 6pm Monday to Friday. 24/7 Concierge Services are in operation. 

Closed public holidays. 

 

Tell us your requirements                  for an immediate assessment, quote and offer on any of  our private mortgages, fast caveat loans, extremely urgent caveat loans  or 2nd mortgage loans - it's free! 

 

This website operates to introduce you to  our services. We assist property owners and property buyers with  suitable loans for properties located across Australia for property  purchases, refinancing of existing loans, construction and development  of property and loans that release equity in property and land. Loans  are available for a wide range of residential and commercial properties  including all types of land. All loans are secured by registered  mortgages, registered 2nd mortgages and/or caveats.

Any information on this site  is provided as general information and must not be relied upon as a  substitute for financial planning, legal, tax or other professional  advice. None of the information on this site is to be deemed an offer,  solicitation, endorsement, or recommendation for any of our loan  products, service or security. You should seek independent legal, tax,  financial or other professional advice that considers your specific  objectives, financial situation, and particular needs. Terms and  conditions, fees and charges are available on application. All  applications are subject to our normal credit approval criteria. Private  Lending Pty Ltd does not hold an Australian Credit Licence (ACL).  Private Lending Pty Ltd is not an Authorised Credit Representative of an  ACL holder. Private Lending Pty Ltd is not the holder of an Australian  Financial Services Licence (AFSL).

Business and Company applicants seeking private loans and caveat loans from us are ideally  required to be a Pty Ltd Company, Family Trust with a Corporate Trustee  or an ABN holder with or without a business bank account. Use of funds  always needs to be demonstrated and must predominantly be for business  purposes i.e more than 51% is for business. Borrowers seeking private  loans may be required to complete appropriate documentation declaring  the use of funds. For these loans we require at least 2 proposals to  repay the loan, when it comes time i.e sale of property, refinance to a  new lender (with documentary evidence), paid out by business cashflow  etc.

Valuations  may be required on property as determined by us and the LVR being  requested. Valuations are at the applicants expense unless otherwise  advised. The valuation fee will be quoted by us and payment is required  prior to finalising a formal loan approval.

Fees: We charge fees and these are advised in the initial indicative quote. In addition, the legal fee schedule will be quoted in the formal loan offer. All fees, except  the valuation fee, will be added to the loan and deducted at loan  settlement upon request. 

Estimators  for unencumbered property, property being refinanced, release of equity,  caveat loan limits etc are provided to assist borrowers determine  borrowing capacity, acceptable lvr's, acceptable locations, indicative  mortgage amounts, indicative net loan amounts and more. The results are  indicative only and may be subject to valuations. These are provided as a  guide only and are not to be viewed as conditional loan approvals.             

Australian Financial Complaints Authority (“AFCA”) Services provided by Private Lending Pty Ltd does not qualify among  ‘financial firms’ covered in the AFCA Act. As such, services we provide  are not regulated. This means that the AFCA has no jurisdiction over the  performance of services we provide and the AFCA is not available as a  resource for any complaints related to these services. Private Lending  Pty Ltd is not a member of AFCA.             

Join our private lender panel today! We've been Originators and Mortgage Managers since 1996. You're invited  to become part of our panel of private lenders. We're always on the  lookout for all types of lenders including private individuals, SMSF's,  Family Trusts etc that have funds available to lend to our clients. Your  funds are safely secured by registered mortgage on Australian property.  You choose who you lend to, why you are lending to them, when to lend  and what you are lending on. We have countless years of know-how to  complete the mix. You tell us the above market returns you are seeking  and we'll do the rest. Choose to lend short-term from 6 months or long  term for up-to 3 years. Nominate to receive your interest payments  weekly, fortnightly, monthly, every 2 or 3 months etc. The types of  scenarios where borrowers seek private finance can include debt  consolidation loans, equity release loans, borrowers with a tarnished  credit record, borrowers with ATO arrears or where finance is only  required for a short term. Private Lending is able to fund the  requirements of these sorts of borrowers by matching investors (Private  Lenders like You) with the individual borrower based on the nature of  each loan and the security property being offered.  Contact the Mortgage  Manager Robert Kirk today by phone on (+61) 07 3040 2800 or email rkirk@equitylenders.com.au.


 


 DCF Services.Ltd  https://dcfservices.ltd/
 

WE PROVIDE FINANCING ADAPTED TO YOUR NEEDS

   

Finance the purchase of a vehicle, work in your home or simply unlock a sum with no conditions of use.

 

BEST PRIVATE MONEY LENDER. WE WILL HELP YOUR FUTURE BUSINESS TO GROW UP.

    

Whether you need a personal loan to catch up with unexpected  emergency expenses, consolidate your debt or simply get one step closer  to your dreams, we thrive on helping enthusiast like you to take control  over their finances. For over 20 years we have empowered enthusiasts  with simple and effective financial solutions that make our customers  life easier!

   HOME IMPROVEMENT LOANS 

Get Money fast with personal loans from €3,000 to €200,000.

   OTHER LOANS 

Consolidate your debt into one easy to manage payment.

   INVESMENT PLANING 

Emergencies happen fast, let DCF SERVICES LTD happen faster in a time of need.

   SMALL PERSONAL LOANS 

Get Money fast with personal loans from €3,000 to €200,000.

   EMERGENCY FUND 

Emergencies happen fast, let DCF SERVICES LTD happen faster in a time of need.

DEBT CONSOLIDATION 

Consolidate your debt into one easy to manage payment

     

 Mango Credit Caveat Loans
https://mangocredit.com.au/caveat-loans/
 

AVEAT LOANS

The upside of a caveat loan:

  • Take advantage of time sensitive opportunities, funding usually within a few days from application
  • The caveat releases immediately once you refinance, payback or at settlement of your property sale
  • Opportunity cost (i.e. the cost of missing out on the opportunity is a lot more than the cost of the loan)

            

HOW A CAVEAT LOAN CAN HELP YOU OVERCOME A SHORT-TERM CASH FLOW CRUNCH

Let’s look at short-term caveat loans: what they are, their benefits and common uses.


Quick Links

  • What is a caveat loan?
  • What are caveat loans for?
  • What are the benefits of a caveat loan?
  • How to apply for a caveat loan
  • Caveat Loans FAQS

What is a caveat loan?

The first thing to understand about caveat loans is that they are not  like normal mortgage loans, as a caveat can be lodged on title  immediately and enable a loan to be funded in a matter of days from  application. Caveat loans are sometimes also referred to as an  ‘unregistered second mortgage’ or an ‘equitable mortgage.’

You must own a property to take out a caveat loan against it. A  caveat operates like a form of ‘injunction,’ which means the loan is  lodged on title behind your existing mortgage (no consent is required  from your bank to do so). This also means the borrower is prevented by a  ‘caveat’ from settling the sale of the property without the permission  of the caveat loan provider.


What are caveat loans for?

In Australia, caveat loans are a fast source of short-term funds that  are commonly used to manage the cash flow between the sale and purchase  of a property. If you have sold a property and need to pay for another,  but settlement timing doesn’t match up, a caveat loan can be a great  short-term solution.

In addition, caveat loans can be used to complete renovations or  residential development projects. Caveat loans can help raise funds  required for construction, with a caveat on the property, which will be  released once the property is finished and sold.

Short-term caveat loans are  also commonly used as a short-term option for business owners who need a  fast cash flow injection, regardless of credit history. For example,  you own a business, and you:

  • Have a large tax bill due immediately, but won’t have the cash to pay it for a few months.
  • Could benefit from a working capital injection to maintain business operations to offset invoice lags.
  • Need to purchase a large amount of stock (to service an order, or to  take advantage of a bulk purchase discount) and need to fund it with  short-term debt.
  • Similarly, fast caveat loans can be a good short-term solution for  borrowers who need money in a hurry to do home renovations in  preparation for sale, regardless of credit history.

What are the benefits of a caveat loan?

Short-term caveat loans have a range of features that make them appealing, including:

  • They’re quick: Caveat loans can be applied for, approved and settled often within a few days.
  • Minimal documentation required: The paperwork  required for caveat loans is far less onerous than mortgage loans,  making it easier and faster to apply for this type of loan.
  • Flexible: Caveat loan terms are flexible and can typically be negotiated for anywhere from one month to three years.
  • Easy: Once you have repaid the loan, the caveat on your property is lifted immediately with minimal fuss and red tape.

How to apply for a caveat loan

Different lenders have varying business loan application requirements  and processes. At Mango Credit, you can submit an enquiry by phone,  email or apply online.  Upon receiving your enquiry or application, we email an indicative  quote that details the interest rates, costs, loan structure and  document requirements. If you agree with the proposal, we then issue a  formal and more detailed letter of offer. You return the signed proposal  with the required documents, and we ask our solicitors to issue  security documents or order a valuation if needed. Once we receive the  security documents, we settle by electronic transfer of funds. Click here to apply for a short-term caveat loan.

FAQS

What is a caveat on a house?

The first thing to understand about caveat loans is that they are not  like normal mortgage loans, as a caveat can be lodged on title  immediately and enable a loan to be funded in a matter of days from  application. Caveat loans are sometimes also referred to as an  ‘unregistered second mortgage’ or an ‘equitable mortgage.’

You must own property to take out a caveat loan against it. A caveat  operates like a form of ‘injunction,’ which means the loan is lodged on  title behind your existing mortgage (no consent is required from your  bank to do so). This also means the borrower is prevented by a ‘caveat’  from settling the sale of the property without the permission of the  caveat loan provider.

Can a property be sold if it has a caveat?

Given that a caveat is legally protected, it cannot be sold nor used  in other transactions. You can only sell it once the caveat is removed.

What documentation do I need for a caveat loan?

Each lender will differ regarding the documentation required to  secure a caveat loan. Common requirements include business and personal  bank statements, tax returns, business financial statements, business  plan, certificate of incorporation and other business legal documents.  The good news is that we only require your most recent council rates  notice and your most recent existing mortgage statement when considering  your loan application.

How long does it take for a caveat loan to get approved?

Processing times for a caveat loan largely varies among lenders. Here  at Mango Credit, an application gets approved usually within 24 hours,  and funding is typically available within 3-5 days from the approval of  the application.

How do I apply for a caveat loan?

Different lenders have varying business loan application requirements  and processes. It’s easy to apply for a loan with us: you can submit an  enquiry by phone, email or apply online.  Upon receiving your enquiry or application, we email an indicative  quote that details the interest rates, costs, loan structure and  document requirements. If you agree with the proposal, we then issue a  formal and more detailed letter of offer. You return the signed proposal  with the required documents, and we ask our solicitors to issue  security documents or order a valuation if needed. Once we receive the  security documents, we settle by electronic transfer of funds. Click here to apply for a short-term caveat loan.

Get started! Contact us today.

We offer short-term caveat loans, as well as fast first mortgages,  second mortgages, home equity loans and business loans. And you can  quickly and easily apply online.

Key takeaway
If you own a property, even if it is the subject of a first mortgage, a  caveat loan can be a fast and relatively cost-effective source of  short-term funds for personal or business use. You can apply online for a  caveat loan. Caveat loans in Australia can be used for a short period  of time (2 to 36 months) for a variety of purposes.

How a caveat loan can help you overcome a short term cash flow crunch. Read more >

      

Mango Credit Australia

DON’T BE A STRANGER. GET IN TOUCH TODAY.

https://mangocredit.com.au/contact/

(02) 9555 7073
 info@mangocredit.com.au
Level 1, 56 Clarence Street, Sydney, NSW, 2000

Australian Credit Licence 422165
(applicable to personal bridging loans only)

Funded by Mango Mortgages Pty Ltd
ACN 156 372 440 | ABN 38 156 372 440

 

Short Term Financing Solutions

Welcome to Mango Credit & Mango Mortgages: leading providers of bridging loans and short term business finance.

 

SINCE 2001, MANGO CREDIT & MANGO MORTGAGES HAVE HELPED  THOUSANDS OF AUSTRALIANS GET OUT OF A BIND OR TO TAKE ADVANTAGE OF A  GREAT OPPORTUNITY.

The simple way to obtain short term loans

   

  • $25K – $500K+
  • By caveat, second or first mortgage
  • Funding typically within 3 – 5 days from application

  

  • Loan terms from 2 to 24+ months
  • Australia-wide
  • No credit check or income assessment

  

  • Minimal documentation
  • Real estate backed (real estate required to obtain a loan)
  • Flexible underwriting


‘’

We like to say 'yes' without the 'BUT'
 

‘Yes’ to helping you get out of a bind,  and ‘yes’ to provide funding to take advantage of a great opportunity.  We do this by providing finance solutions via bridging loans for  personal use and business short term loans for commercial or investment  purposes.

Get in touch for short term credit loans:

Here’s a bit about us:

  • We want to positively impact the business or personal borrower we’re  financing. It’s therefore important for us to understand what the funds  are being used for, to ensure that the most appropriate loan and term  are provided.
  • We provide full transparency and honesty on fees, interest costs and charges to ensure there are no surprises.
  • We’re committed to ‘right-size’ financing – meaning we offer the  size of the loan required (and not necessarily the maximum amount you’re  qualified for).
  • Our goal is to be fair, and that any additional costs for late payment are understood in advance.

    

Here’s a bit about where we can help you by bypassing the difficulties and hassles of going to a traditional lender:

  • $25K – $500K+
  • By caveat, second or first mortgage
  • Funding typically within 3 – 5 days from application
  • Loan terms from 2 to 24 months+
  • Australia-wide
  • No credit check or income assessment
  • Minimal documentation
  • Real estate backed (real estate required to obtain a loan)
  • Flexible underwriting

 Universal FinancePrivate  Caveat and Mortgage Short Term Loans  
https://www.universalfinance-difficultloanspecialistsadelaide.com.au/services/short-termcaveat-loans 

PLEASE EMAIL ALL NEW ENQUIRIES AND APPLICATIONS FOR A QUOTE TO BE EMAILED BACK TO YOU WITHIN 24 HOURS FOR CONSIDERATION: admin1@universalfinance.net.au 

Adelaide Head Office: 

Adelaide Office Phone Number: (08) 8344 9508 

3 Dequetteville Terrace

Kent Town SA 5067

Melbourne Office (By appointment only): 

Melbourne Office Phone Number: (03) 9088 8369 

Level 40  

140 William Street,  

Melbourne, VIC 3000  

Sydney Office (By Appointment Only): 

Sydney Office Phone Number: (02) 9030 0486 

Lvl 57 (MLC Centre)  

19-29 Martin Place, (By Appointment Only) 

Sydney, NSW 2000  

Customer Service/Universal Finance Admin Support Team (Head Office): admin1@universalfinance.net.au 

Universal  Finance has developed an Iphone/Android app technology which will be  launched in mid 2022!! The first of its kind in the Finance industry!! 


WE BELIEVE TO HAVE THE LOWEST Caveat loan RATES AND THE BEST SERVICE IN AUSTRALIA!! THE CHOICE IS YOURS!!


OUR TURBO CAVEAT LOAN PRODUCT SETTLES IN 24 HOURS (APPROVAL WITHIN 15 MINS OR OVER THE PHONE)


  • No valuations required for most Caveat Loans ***
  • Funding is available from one of Australia's Largest and Fastest Caveat loans sources
  • Caveat Loans Settle the same day in most cases
  • Instant Caveat Loan approval and letter of offer within 2 hours
  • Deal direct with the source of funds so that you save time and money
  • Brokers Welcome - Commission paid at settlement
  • Rates from 0.79% per month
  • Loan  terms up to 36 months (with payments made monthly in advance or can be  pre-paid/capitalised into the loan amount if required)
  • Can lend Australia wide **
  • Real Estate Security required
  • No tax returns or proof of income required


"OUR REPUTATION AS A LEADER IN THE INDUSTRY SAYS IT ALL"


Second Mortgage?

 

Do you have an existing Caveat Loan or Second Mortgage and are  paying high interest rates. Perhaps your current facility has expired  and the lender has placed your loan in (high) default interest. We can  payout your existing facility at a fraction of the cost that you are  currently paying. Don't wait to the last minute call us now to find out  how we can payout your current facility and save you thousands.

At  Universal Finance we are confident that our loan offer will be the best  in the current market. Therefore if you have received an indicative  letter of offer from another lender email it to us and we will beat it!

Call us NOW for an over the phone quote: (03) 9088 8369


We are able to fund caveat loans internally and externally for your flexibility.

Apply  for a FAST Turbo caveat loan online now! 

Our Short Term Caveat Loans  are Funded by Australia's fastest and largest caveat loan source!  Universal Finance is Australia's leading caveat loans source "The  Leaders in Caveat Loan Finance".

At  Universal Finance we understand Caveat Loans inside out. Unlike other  firms Universal Finance are Caveat Loan/Private Funding Specialists, so  you can talk to one of our consultants with the confidence you need,  when you need it the most!

 

FREQUENTLY ASKED QUESTIONS

   

What is a caveat loan?

 

What can I use caveat loans for?

 

How do caveat loans work?

 

What is the difference between a caveat and a mortgage?

 

How long does it take for caveat loan approval?

 

Can I get a caveat loan without a valuation?

    

"WHERE NO LOAN IS TOO DIFFICULT" ONLINE APPROVAL WITHIN 2 HOURS **

   

Universal Finance Pty Ltd - (03) 9088 8369
CONDITIONS APPLY ***

Australian Credit Licence No: 385 423

Contact us today to get your caveat loan approved fast. Also, if you are looking for unsecured business loans & finance, we specialise in helping businesses get the finance they need when the banks say no!

Queensland - Sydney - Perth - Adelaide - Melbourne - Tasmania - Darwin - Canberra


or all new enquiries please contact Universal Finance on any of the below numbers:  

All New Enquiries (Australia Wide): (03) 9088 8369 

(Universal Finance Pty Ltd are available 24 hours a day 7 days a week on the number shown above so enquiry today!)

PLEASE EMAIL ALL NEW ENQUIRIES AND APPLICATIONS FOR A QUOTE TO BE EMAILED BACK TO YOU WITHIN 24 HOURS FOR CONSIDERATION: admin1@universalfinance.net.au 

Adelaide Head Office: 

Adelaide Office Phone Number: (08) 8344 9508 

3 Dequetteville Terrace

Kent Town SA 5067

Melbourne Office (By appointment only): 

Melbourne Office Phone Number: (03) 9088 8369 

Level 40  

140 William Street,  

Melbourne, VIC 3000  

Sydney Office (By Appointment Only): 

Sydney Office Phone Number: (02) 9030 0486 

Lvl 57 (MLC Centre)  

19-29 Martin Place, (By Appointment Only) 

Sydney, NSW 2000  

Customer Service/Universal Finance Admin Support Team (Head Office): admin1@universalfinance.net.au 

Universal  Finance has developed an Iphone/Android app technology which will be  launched in mid 2022!! The first of its kind in the Finance industry!! 

 

Private Mortgages Australia

The business and development finance specialists


https://privatemortgagesaustralia.com.au/

 Phone: 1300 856 683
Email: info@privatemortgagesaustralia.com.au 

 

Below are the ways you can get in touch.

We would be delighted to answer any inquiries from brokers or borrowers about our products and services.

  Address:
 Collins Street Tower
Level 3, 480 Collins St
MELBOURNE VIC 3000 

 Office Hours:
 Weekdays 9:00am - 5:00pm EST   

Do you have a business or developer client looking for finance?

  • Business loans or construction/development finance up to $5M
  • Interest rates starting from 6.95% p.a.
  • Loan terms from 3-36 months with LVRs up to 75%
  • Borrowers must have equity in a property to secure the loan and a genuine business purpose. 

Provide better service to your clients. Download our free guide to private lending. 

    

   We offer short-term, flexible loans to commercial clients.  With  extensive experience in private lending, investment and credit analysis,  our team is on hand to help small-to-medium businesses with simple,  cost effective loans. 


  

  • Small Business Finance 
  • Bridging or Working Capital Loans
  • Business Purchase/Establishment Finance
  • Business Equipment Purchase Loans
  • Equity Release (1st and 2nd Mortgage)
  • Refinance/Debt Consolidation
  • ATO Tax Debt Loans

 

  • Property/Development/Construction Loans 
  • Land/Property Finance
  • Land Subdivision Finance
  • Renovation/Flip Finance
  • Development/Construction Finance
  • Construction Completion Finance
  • Mezzanine Finance
  • Residual Stock Loan


Quantum Finance


https://www.quantumfinance.com.au/

 

Perth's Most Awarded Mortgage Brokers

  

Mail Us

info@quantumfinance.com.au

    

Call Us

1300 813 113
0409 116 589

    

Find Us

Quantum Finance Australia
60/110 Cambridge St
West Leederville
WA 6007

 

Enquire With Us Today

As  leading mortgage brokers Perth residents can trust, we'll source the  best loan for your individual needs. Just tell us a little bit of  information below, and we will be in touch.


Vivian Locke Partners.

 

·https://www.vivianlockepartners.com.au/



 If you have a Pty Ltd company and property for security, we can  help you get funded fast. Borrow $150k to $2M for working capital,  equipment purchase, buying property or ATO debt. Over 10 Years  Experience. Australia-Wide. 40+ Banks and Lenders. Funds Paid Fast. 

 

   

                                 caveat loans                             

$150k to $2M

If you have a Pty Ltd company and  property for security, we can help you get funded fast. Get funds for  working capital, equipment purchase, buying property or ATO debt.


 

·https://www.loansone.com.au/


Get $10k - $1m in 24Hrs with a Unsecured & Secured Business Loan. Easy 2 Min Application. Get Australias #1 Unsecured Business Loan in 24 hrs. Best Interest Rates & fastest service. Funds in 24 hours. #1 for Fast Approvals. Consolidate Debts.

https://loansone.com.au/business-loans/caveat-loans/?gclid=CjwKCAjw1ICZBhAzEiwAFfvFhD09ZYapKc-G8VagGFGreHMXb-QRXBZPBxv-0jECAlj0rOQakjtgORoC-E4QAvD_BwE


   

Australia’s Fastest CAVEAT LOANS

$20k to $5m in just 24 hours – No cashflow records or valuations required
  

Caveat loans from LoansOne are one of the easiest and fastest ways for funding

When time is a primary factor, a business owner cannot go through the  lengthy process of bank application and loan approval. Many businesses  even get rejected by traditional banks due to trivial and irrational  reasons. At LoansOne, we understand the hassles business owners can  encounter daily for getting funding approval. Due to this, we have  implemented a simple process to get faster and easier approval for  caveat funding.

The flexible criteria of caveat funding will allow the borrower to  structure the finances to their needs. You can take loans starting from  20000 dollars to 5000000 dollars with a settlement time of fewer than  two days.

Definition of Caveat Funding

A caveat funding is a short term loan for business use that the  borrower can obtain and secure with any property asset. Caveat funding  will be the best alternative if you have a proprietary limited  organization and a property to submit. LoansOne considers every  application individually and manually based on the purpose of the loan,  assets to be submitted as collateral, and exit strategy.

A caveat loan allows you to access available equity in real estate assets quickly with minimal fuss.

Why Apply for Caveat Loan from LoansOne?

Caveat funding is one of the best alternatives for various business  owners used for several reasons. You can borrow any amount based on the  property value, real estate type, and the current equity available. The  borrower with equity on the commercial or residential property can get  loans up to 75% of the value of a property less your current debt or  first mortgage. You can also submit a rural property, but the LVR  applied will be lower than the other properties in the city. Other  reasons for which you should apply from caveat funding from LoansOne  include:

● Expansion of the business, including renovating and rebranding
● Immediate cash flow supply for buying equipment or an inventory
● Specifically helpful for the startup or the new companies who are in desperate need of capital
● Perfect for seasonal established businesses who will need cash flow for the non-seasonal time

Primary Differences between a Mortgage and Caveat funding

The primary difference between a caveat and a mortgage is that a  caveat does not need the consent of an existing first mortgagee to  enable lodgement. A caveat lender can lodge a caveat over a property  without seeking consent. In some states a second mortgage cannot be  lodged without the consent of the current first mortgagee, therefore  funding can be slower than that of caveat funding.

Is it Possible to buy or sell an asset with a Caveat?

The borrower can sell the asset when there is a caveat registered on  it. They cannot also use it for getting further funds from other lenders  or traditional banks without the caveat loan being repaid. In terms of  business loans, only the caveator and the owner can sell the asset when  there is a caveat on it.

Why Select LoansOne for Caveat Loans?

At LoansOne, our only mission is to offer the borrower a customized  service from the financial specialist. We take only 2 to 3 working days  for the loan approval and deliver the required funds to your nominated  account. However, other features make LoansOne the leading provider of  caveat funding.

● All costs can be capitalised into the loan
● Easy application and loan approval procedure
● Dedicated financial experts to offer the best financial solution

Connect with us to check if you are eligible for caveat funding  today. We will assess your application fast and solve all your queries  as soon as possible.

Call us now at 1800 337 591 to learn how a secured short-term caveat loan could assist you.  Or take 60 seconds and CLICK HERE to see if you qualify.  

No credit checks are done when you apply.   So you can see if you qualify for a caveat loans with Loans One and be  ASSURED it won’t show up on your credit file.


  

Let’s Talk

Contact us to get started on your LoansOne journey by talking to someone who really gets you

CONTACT INFORMATION

  • HEAD OFFICE
    6/170 Undewood Road, Ferntree Gully
  • PHONE
    1800 337 591

 1800 337 591
ask@loansone.com.au
6/170 Underwood Road, Ferntree Gully 

 

Fast Approval

 LESS WAITING 

Heres how it works. Instead of waiting days to get a business loan  approved, why not get approved on the same day as you apply? We can get  you the business loan you need and get you approved (in most cases) on  the same day. Plus it’s all done from the comfort of your home or  office.


  

Simple Application

 ALL ONLINE 

Instead of going through mountains of paperwork to get the loan you  and your business need, why not just do it all online. Our application  process is as fast and simple, and you will only be required to provide  some minimal supporting information, and in a day’s time you will have  the funds you need.

 

24 HOURS FUNDING

Funds in your Account

Once approved, you can get your funds in your bank account within 24  hours. This gives you and your business the power to put your ideas into  action right away. We believe in productivity which is why we move so  fast.



                                    

Vernons Solicitors 


https://vernonsolicitors.com.au/

                  

  • Lending Snapshot
  • Funding for builders and developers
  • What is Solicitor Money?
  • About
  • Contact

         Contact Us                       

   

    

                                    

Vernons Solicitors 

 

Practising Exclusively in Mortgages and Finance for  39 years

   

Borrowers

 

  •   Solicitor money available 
  •   Deal direct with the Solicitor Principal for the lender 
  •   1st Mortgage from 6% P/A to 70% LVR 
  •   2nd Mortgage from 12% P/A to 80% LVR 
  •   Construction finance up to $30 million. No pre-sales required

   

Investors

 

  •   Earn up to 9% investing in a Solicitor registered 1st mortgage 
  •   Earn up to 18% investing in a Solicitor registered 2nd mortgage  

     

Vernons Solicitors

 

Postal Address
Vernons Solicitors Pty. Ltd.
PO BOX 6197
WANTIRNA VICTORIA 3152

 

  •    mail@vernonsolicitors.com.au  
  •    +61 3 9887 4897  


Fox Symes home Loans 


Home Loan Refinancing 

Even if you have unique financial circumstances like an adverse credit history, arrears or defaults.

https://www.foxsymeshomeloans.com.au/?gclid=CjwKCAjw1ICZBhAzEiwAFfvFhCB-TibIVcpvWjpvkJdhTScLqfKMslgCnkdWvavwqG2wiwDpF-26XhoCVAkQAvD_BwE


 

Contact Us

Customer Enquiry

Phone: 1300 551 236

Opening Hours

Monday to Thursday 8am to 8pm EST
Friday 8am to 5pm EST

Careers at Fox Symes


   

Mortgage Refinance

A small reduction in your home loan interest rate can  save you thousands in interest over the life of your loan. In addition  if you consolidate your car loan, personal loan and credit cards into  your home loan you may end up paying less each month and saving more.

Fox Symes is a leading provider of home loans to individuals in Australia. Our free mortgage refinance analysis will show you how much you can save by refinancing your home loan and other debt at a lower rate.

A mortgage refinance is the process of applying for a new  home loan and using this new home loan to pay out your current home  loan and any other high interest debts you may have. It allows you to  consolidate all your debt into a single home loan, usually at a lower  rate, giving you one debt, one interest rate and one monthly repayment.  This means you pay less each month and save more.

The benefits of mortgage refinancing may include:

  • Consolidating your debt into one monthly repayment
  • Reducing the amount you repay each month
  • A lower interest rate and more favourable terms saving you thousands in interest
  • Paying off your home loan and debts faster

Loan Features

We offer a range of loan features which may include the following:


  • You can borrow up to $2 Million
  • No ongoing fees
  • Split loans
  • Investment property loans
  • Weekly, fortnightly or monthly repayments
  • Additional repayments
  • Make re-draws
  • Interest-only repayments
  • 100% offset account
  • Online loan access

When applying for a loan make sure:

  • You are fully informed
  • Your repayments have been reduced - not increased
  • You are aware of all fees and costs
  • You have achieved control over all your debts
  • There is a real long term benefit to you


 

How to Calculate your LVR For Your Second Mortgage

We get asked this question all the time.

​

If your security value is $2,000,000

You have a first mortgage of $1,000,000

You need $500,000 to help your business get back on track.

Your second mortgage LVR is 75%

​

Send Us an email for a quick reply. We can issue a term sheet within the day.

 

Caveat and Short Term Home Loans

https://www.gcchomeloans.com.au › Our LoansWe are Australia's leading providers of Short Term Loans for Residential properties. Contact the Short Term & Caveat Home Loan experts at GCC Home Loans.
https://www.gcchomeloans.com.au/our-loans/short-term-loans/

 

Short Term Loans

 

WE KNOW THAT SOMETIMES SPEED OF FINANCE IS CRITICAL. THAT’S WHY WE OFFER RESPONSIVE SHORT-TERM LOANS, FAST APPROVALS AND COMPETITIVE RATES.

 

GCC Home Loans are one of Australia’s leading providers of short-term loans for residential, commercial, industrial, retail and specialised properties. 

We  pride ourselves on finding finance solutions that resolve urgent cash  flow problems for our clients. Delays in obtaining fast funding from  traditional sources such as banks and other financial institutions can  result in loss of income, business and even the loss of a deposit if a  property settlement does not take place on time.

Our  short-term finance solutions are designed to assist in these  circumstances, enabling settlement within just days, not months or  weeks. 

Our short-term loans, key points:

  • We can lend up to 80% of the valuation
  • Caveat loans available!
  • 1st and 2nd mortgage options available!
  • We lend to partly constructed properties
  • We also lend to owner builders
  • We service most metropolitan locations Australia wide
     

We have successfully provided hundreds of millions of dollars in short-term loans to borrowers Australia-wide.
 

We can provide short term Loans for:

  • Residential houses
  • Business Acquisitions
  • Tax Payments
  • Cash Flow issues
  • Commercial & Industrial buildings

If you need a short-term loan to cover your cash flow needs, be sure to talk to our experts to evaluate your options. 

 

OUR LOANS

  • Loans For The Self Employed
  • SMSF Loans for Residential Properties
  • Loans For Overseas Buyers
  • Loans For Equity Release
  • Debt Consolidation
  • Non Conforming Loans
  • Refinance Your Residential Home Loan
  • Prestige And Jumbo Home Loans
  • Construction Home Loans
  • Loans For Partially Complete Homes
  • Property Renovation Loans
  • Bridging Loans
  • Short Term Loans
  • Second Mortgages

 

If you have a question about your currently facility or would like some more information about any of our product or services, feel free to give us a call. Our office hours are 9:00 a.m to 5:30 pm Monday to Friday est.

 

HEAD OFFICE

Tel : +61 2 8355 1880

Int Tel : +61 2 8355 1880

Fax : 02 9222 9500

Email : info@gcchomeloans.com.au

 

SYDNEY

Tel : (02) 8355 1880

Int Tel : +61 2 8355 1880

Email : sydney@gcchomeloans.com.au


 

MELBOURNE

Tel : 03 9021 2020

Int Tel : +61 3 9021 2020

Email : melbourne@gcchomeloans.com.au

 

BRISBANE

Tel : 07 3077 9622

Int Tel : +61 7 3077 9622

Email : brisbane@gcchomeloans.com.au

 

PERTH

Tel : 08 9468 3230

Int Tel : +61 8 9468 3230

Email : perth@gcchomeloans.com.au

 

GOLD COAST

Tel : 07 5609 4922

Int Tel : +61 7 5609 4922

Email : goldcoast@gcchomeloans.com.au



Caveat Loans & Short Term Loan Private Lenders

Caveat Loans & Short Term Loan Private Lenders

Caveat Loans & Short Term Loan Private Lenders

  

Caveat Loans & Short Term Loan Private Lenders
 

://primefinance.com.au › caveat-loansCaveat

 Loans are fast settlin

Suite 202, Level 2, 25 Gipps Street, Collingwood, Victoria 3066 Australia.

Email:  info@lsmm.com.au

  

Private Lenders Melbourne. Money Lenders Australia Trusts


 Acumen Finance
https://www.acumenfinance.com.au/services/caveat-lo

  

Caveat Loans & Short Term Loan Private Lenders
 

://primefinance.com.au › caveat-loansCaveat

 Loans are fast settlin

Suite 202, Level 2, 25 Gipps Street, Collingwood, Victoria 3066 Australia.

Email:  info@lsmm.com.au

  

Private Lenders Melbourne. Money Lenders Australia Trusts


 Acumen Finance
https://www.acumenfinance.com.au/services/caveat-loans 

Direct Caveat Loans, Short Term Lending & Bridging Finance Rates from 0.8 % per month or 9.95 % P/A

In  the market to obtain a caveat loan for business purposes? Low doc and  full doc loans from $400K-$100M, settled in as quick as 1 - 4 days.  Caveat loans are backed by Mortgage. 

Conditional letter of offer in 3 hours and settlement in as little as 24 hours. 

Access case studies of past success stories where banks said no, but clients were able to fund their projects.

https://www.acumenfinance.com.au/services/caveat-loans
2 Monaco Street, Surfers Paradise. QLD 4217

Main Email:
cl@acumenfinance.com.au
Drop us a line anytime!
+61(0) 2 8005 5945
Monday-Friday, 9AM - 5PM    
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Why Choose Us?

 One of Australia's Largest

As  one of Australia’s largest and most commercial private funders we give  you, the client, absolute flexibility with any and all private mortgage  funding requirements that fall outside the ‘mainstream’ lending  abilities of the major banks and financial institutions.

 99% of our clients are satisfied

In-house private lending expert who is au fait with every aspect of specialised securities and investment.

 Excellent Negotiators

A reputable, reliable and pragmatic private lender who have solid transaction experience and history of settling deals.

The Benefits

  • Speak  directly with the lender who is providing the funds. You can also check  with our external lawyers and previous borrowers to ensure the  legitimacy of our offer.
  • Fast , Reliable Short Term Finance
  • Competitive finance interest rates across the entire product range;
  • Structured solutions for all your private finance requirements;
  • The  interest rate may also depend on what type of security is available,  i.e. a first or second mortgage, the less security the higher the rate.
  • The  main benefit of this style of finance is the speed and the  documentation required to obtain the funding. It is usually provided much faster than banks take to process an application and settle a loan.


What you should know about us

With  over 85+ Years of combined industry experience amongst our senior  management, you can rest assured that our team has the knowledge and  contacts to assist in almost any type of commercial lending solution.

Acumen Finance was formed out of necessity to give businesses access to unbiased and flexible business banking services.

Nathan DalyManaging Director, Acumen Finance 

Nathan  Daly has been engaged in private and alternative capital markets for  the past 18 years, and thus has a specialised understanding of  Australia’s financial landscape.

He has  worked in structured finance facilities ranging from small companies to  publicly listed corporations, and has driven a wide range of securitised  investment vehicles as both originator and as principal investor.

Well-known  and respected in the field, Nathan carries with him a strong network of  sophisticated investors who have the flexibility to participate in  transactions with tricky timing and technical constraints, giving Acumen  Finance a significant advantage over larger, less agile institutions.

Nathan’s  transaction portfolio is testament to his abilities and industry  contacts; he arranged and settled a $33,000,000 loan within 4 days of  having the transaction presented to him.


Will Fintech Kill the Caveat Loans and Caveat Lenders

No Royal Commission Fallout Here... We have ample liquidity for funding commercial loans

Dear Colleagues,

Its  been an interesting start to the year and surely a rough ride ahead for  brokers and other industry participants. At Acumen Finance we are not perplexed by any of royal commision findings, we feel this is the begining of an  exciting new era in lending where transparency and integrity will rule.

Rates beginning at 9.95 % P/A

Minimum Term 30 days

Fast Settlement Options: Same or Next Business day **

1st Mortgage to Caveat LVR’s but all loans paid out

No Maximum Loan Size

Locations  We Lend and Service: Sydney, Melbourne, Brisbane, Adelaide, Perth,  Darwin, Hobart, Canberra, Cairns, Mackay, Gold Coast, Sunshine Coast.

To Apply Click Here or call us on +61 (0) 2 8005 5945

** Same or next day settlements priced based on risk and security**

With Interest Rates beginning at 9.95 % P/A we  are the first Fintech come caveat loan disrupter who can price loans in  some cases reserved for those types of lenders who are in the high  double digits as standard.

We do this based on  the speed of our peer-to-peer direct mortgage invest platform and  underwriting expertise which presents a transaction to the network based  on real time cash reserves and matches to a Lender. The nature and  mentality of our capital is from sophisticated or institutional  investors who have preformatted transaction preferences which get  matched almost in real time. We say almost because it’s the over 120  years of industry experience then get involved in the finer detail to  tune a specific transaction to style of lender it attracts through the  commercial realities of the deal itself.

"Like  it or lump-it disruptive technology seems to have No Limits to the  amount of segments in the Banking and Financial services industry it can  reshape dramatically"

This is  especially being demonstrated in the mortgage broking, Non Bank  Commercial Mortgage, alternative lending and mezzanine, bridging and  caveat style lenders of the modern market.

Everyone's  looking to the side nervously wondering how long will their model  survive. Well its not quite lights out and Fintech has a long way to  come before its in the mainstream, but what is certain now is that  everyone's relying on technology and the rise of platforms is coming to a  market near you soon.

You see non-regulated  commercial lending products have been around for a long time now  allowing operators of all shapes sizes and pedigree and price  participate in the market.

But what is  different now to say even 15 - 20 years ago is the way that the vast  majority of a commercial loan or mortgage applicant approaches the  market.

20 ~ Years ago, you  would have probably just called or dropped into your local bank to  Apply for a loan, or checked the rates page of the Australian Financial  Review of Reserve Bank Base Rates from the other available media of the  day.

10 ~ Years ago, you  would call a broker or ask your accountant if he knew of any  alternative ways to raise capital as well as do a bit of internet  searching.

2022~ You search the  internet as a first port of call with in many ways the platforms  shaping the price and decisions based on the access to credible data  that's been formatted into a menu based world and then a real person  follows up on that to deliver the solution. The financial relationships  will be held at the platform level because when your aggregate the  buying and selling power of many lenders and borrowers in one place  mixed with specialist expertise this naturally lowers the overall cost  of capital and speed of money to the market. Acumen Finance is your long  term partner for your ongoing financial needs no matter what your  requirements are as we have Tier 1, Tier 2 & Tier 3 specialist  Lenders who are tuned to the future and will add commercial value to  your business and property related financing requirements.

You  see smart money now can be found by understanding the liquidity in the  business lending markets and commercial mortgage and loan markets by  engaging with a platform that fast tracks the credit matching process  and delivers an all-round faster response and processing of data ,  credit checks, valuations, instructions of lawyers, preparation of the  mortgage loan transaction documents. This is done with internal  commercial loan calculators and other tools available to the  underwriters based on the mechanical frame work of where the lender is  domiciled and how the internal processes they follow translate into the  time vs money arguments.

The settlements are  almost completely digitized now with platforms like PEXA and other legal  service providers producing the documents almost in real time.

What does this mean for the short term lending markets?

Well  its good news for the borrowers of commercial and shorter terms finance  mortgage and caveat style lending products simply because the rise of  the secondary and third tier platforms is making capital available in  time-frames normally reserved for those who arrange and participate at  the pointiest end of the finance market.

Adding  also those fresh lenders who price differently risk and reward and  considering faster timing all part of the service as opposed to a price  for risk issue.

Its not all Roses still however  as there is allot of misinformation or substandard or risky lending  practices going on and the really sharky end of the pool in the private  money markets.

This is where Acumen Finance  brings a fresh perspective by having enough industry experience and  reach and systemized way of mapping who the credible parties are in the  market. Not only that it invests its own capital in a large number of  the loans written through the platform.

Acumen  Finance is set up as an eco-system of Lenders from Banks through to  credit unions through to hedge funds or even a self-managed  superannuation fund. We have high net worth individuals who invest in  direct first mortgage investments. We also fund caveat style loans as  our private investor pool enjoy the security a caveat protecting a  mortgage brings and the higher yields than leaving money in the Bank to  erode away from inflation. We have the the full spectrum of finance  products that can be secured against property, that's our expertise.

This  means that no matter where you enter into the platform a  forward-thinking Fintech Lender comparison and calculator tools will  match you back into the correct product at the correct time based on the  technical aspects of your financial needs. Simply meaning you may start  with a Caveat Loan but finish with a Neo-Bank or at better than banking  interest rates from not having all the Cumbersome overheads.

If  you would like to take advantage of our exclusive service that’s at  least 20 % cheaper in terms of all up fee’s and costs when comparing  with our competitors. It takes 1o mins for you to get your transaction  uploaded and then we will start to backward engineer from the market  inline with understanding your specific circumstances. This is to ensure  that we can deliver the most tailored lending solution in the shortest  period of time.

If you’re a borrower click on www.acumenfinance.com.au/apply

To  take advantage of our express application process and we will start  working on your loan. We will also call at a convenient time to discuss  all the extra details that a computer can’t capture to ensure that we  add the most value as possible and deliver the smartest loan package  possible in the shortest possible time.

If  you’re a lender and looking for solid pre-qualified and credit checked  loans as well as premium margin and returns click here https://www.acumenfinance.com.au/lenders and please furnish us with the details of your credit criteria and we  will call and discuss further how our origination services can create  you a fixed return profile and steady income stream.

If  you’re a Mortgage broker , Accountant, Real Estate Agent , A Property  Lawyer or any other type of professional who would like to create an  alliance with Acumen or submit a one off transaction for consideration  you can either refer directly or make contact first by clicking here. https://loans.acumenfinance.com.au/broker

Our  Specialists are available during business hours and we also have an  after hours service for those urgent applications. If needed after hours  please go straight to our Acumen Finance Chat Bot on the website and  start a conversation which will loop in an after hours agent to keep  your transaction progressing.

Or call us 9 - 5 Pm on +61 (0) 2 8005 5945

Kind Regards,

Topics: Caveat Loans, cheapest caveats loans, High LVR Jumbo Mortgages, commercial mortgages, Private Lenders Sydney, Private Lenders Melbourne, Private Lenders Gold Coast,caveat loan, bridging finance, fast mortgage 

Creating Opportunities - Removing Barriers


  • Fast and simple online application 
  • Minimal paperwork 
  •   Loans from $50k to $5M
  •   Welcome to Lightspeed Mortgage Management - Private Lending Melbourne, Loans Approved Australia Wide.
         Lightspeed is your trusted private loan lender based in  Melbourne. We offer private loans Australia wide. As a private non-bank  leader in short to medium term business and investment finance, we have  the experience to work with clients to tailor a suitable loan for all  business and personal needs. We specialise in mezzanine, construction, caveat loans, 1st & 2nd mortgage loans.    Having built a reputation as solutions-based loan specialist for  over a decade, we appreciate the need to liaise with our clients to  ensure that only the most suitable finance product is provided 

    

Lawyers & Accountants

 

  • How We Can Help Your Clients  
  •  Strategic Action Prior to Insolvency  

       

About Lightspeed

 

  • About Us  
  • Our Services  
  • What We Do  
  • Who We Help  
  • Scenarios  
  • Contact  

    

Finance Products

 

  • Short to Medium Term Finance  
  • Bridging Finance  
  • Second Mortgage Loan Finance  
  • Corporate/Business Finance  
  • Low Doc Commercial Loans  
  • Mezzanine Finance  
  • Construction Finance  
  • Residential Home Loans  
  • Caveat Loans  
  • Non Bank Lending  

   

Lawyers & Accountants

 

  • How We Can Help Your Clients  
  • Strategic Action Prior to Insolvency  

       

About Lightspeed

 

  • About Us  
  • Our Services  
  • What We Do  
  • Who We Help  
  • Scenarios  
        

Caveat Loans

 

Caveat Loans are fast settling loans which are structured just for a  short term of 1 to 12 months. Unlike normal forms of finance, these  loans need to be able to settle quickly.

The caveat loan allows you to immediately release valuable equity  from your security property. Compared to bank loans, caveat loans are  fast and easy approvals within 2 hours.

If you own a property in Australia and need fast approvals Prime  Finance can help, we are the specialists in caveat loans Australia wide  so stop wasting time from going from one lender to the next. We have  caveat loans to suit all situations and circumstances.


What is a caveat?

A caveat is a document that can be lodged on the government records  of ownership (Title) of the secured real estate. A caveat will stop all  other dealings on that property. This prevents the sale of the property  or acts as a warning to other lenders that the property has been used  for security.

A caveat loan is a form of funding for a lender (Prime Finance) to  secure against the value of your security property. The fundamental  difference between second mortgage and a caveat loan is, a mortgage is  registered on title as security, where as a caveat warns anyone dealing  with the potential property that someone has priority interest.

Reasons for Lodging a Caveat

Caveat able interest can be a registered or  equitable mortgage, transfer, a purchaser under an agreement for sale,  registered proprietor or a business contractual right. you may consider  lodging a caveat to protect your legal position. This is known as a  caveatable interest. You must ensure that you have a genuine interest at  the time you are lodging the caveat.

What are the typical uses for Short Term Caveat Loans?

  • Business growth
  • Working capital
  • Purchase plant and equipment
  • Bridging (business/residential)
  • Construction
  • Owner/builder

Short term caveat loan

Short term caveat loans are no longer than a 12 month period or as short as one month.

Prime Finance caveat loan product guides

  1. Loans up to 1.5 million dollars
  2. LVR up to 80% of as is value  (terms and conditions apply)
  3. The commercial loan rate is 1% per month
  4. Loan term is 1 month to 12 months

Prime Finance acceptable caveat loan securities

 

Prime Finance acceptable caveat loan securities

  1. Residential properties in metropolitan areas
  2. Rural / Residential properties (population over 50,000)
  3. Commercial properties
  4. Industrial properties
  5. Vacant Land (in metropolitan areas only, LVR up to 75%)

Development sites (subject to terms and conditions)

 

100 points of ID Requirements for Prime Finance Application

  Document Type Point Value   Birth Certificate 70   Current Passport 70   Citizenship Certificate 70   Drivers Licence 40   Australian Student Photo ID Card issued by a tertiary education institution. 40   Pension or concession card 40   Name and address confirmed by current employer (within last 2 years) 35   Public Utilities record ( 1 only) 25   Medicare Card 25   Financial Institution passbook, debit or credit card (1 only) 25 

 https://primefinance.com.au/caveat-loans/
Prime Finance     

OFFICE
Level 13, Citigroup Tower
2 Park Street
Sydney NSW 2000

CONTACT
loans@primefinance.com.au
Tel          1300 130 538
Fax          02 9475 1171

MAIL
P.O. Box 711, Dee Why NSW 2099

 

Zip Funding: Private Lender  

HASSLE-FREE LOANS & FINANCE AS LOW AS 2.88% PA. SECURE YOUR LOAN NOW! Fill our contact us form or

 Call us direct at 1300792284   

Zip Funding: Private Lender and Finance Specialist in Australia 

149 E Boundary Road 

Bentleigh East V

IC 3165 Contact us 1300 792 284 info@zipfunding.com.au 

Opening hours Mon-Fri: 8:30am – 6:30pm Sat: 9am – 6:30pm Sun: 9am – 4:30pm 


 Eliminate stress with our Hassle Free Finance!  In  the current economic environment, Zip Funding provides a better   alternative to traditional bank loans. We are capable of funding   property real estate transactions up to $45 Million for a single   security. You don’t have to wait any longer. Through our stress-free  and  transparent process, you can get a short term property loan at a  lower  rate in Australia. We will all be there to guide you through the   process. We don’t offer just loans, we offer solutions. Our short term  mortgages start from 2.88% PA.Our expertise extends to many financial services and products, for   example, short-term property loans. Additionally, we provide free  advice  to businesses in need.        What is a Short Term Property Loan? Short term property loan is the  same as any other loan (medium and  long-term) but within the short term  repayment period. The critical  point and essential feature between  short term loans and long-term  loans are the duration and purpose. Short  term real estate loans have a  term of fewer than two years, and  long-term loans can be up to 25  years. These benefits real estate  investors, mainly because they have  nothing to do with long-term loan  approvals.  Buying a new home or   property comes with its own challenge, and the reasons can range from   using bad credit history to a highly leveraged home investor or a lack   of financial announcements. But you don’t have to worry. We are here to   offer you the best real estate loans and financial services, with no   documents and no credit check.  For whatever reason, as long as you  need it, a short term property loan can provide you with financial  assistance.   How do Short Term Property Loans work?  Short-term property  loans against property are protected by the  borrower submitting an  agreement on the title of the house to the  loaner. However, clauses in  the contract protect the lender from  selling the property while it is  still in effect. Those clauses will  get registered in the land title  office of the state or territory where  the property is recorded. In the  case of repayment of a short-term  property loan, everything stands null  and void.  Financial emergencies  are mostly  unpredictable. They can pop up any time without warning. For  businesses  and individuals, the situation can be worst if you do not  have the  finance to keep the cash flow. If you do not have the  financials, then  you can still get cash through a short term property  loan.  Short term property loans can be  secured and unsecured. You have  to provide documentation for the purpose  of a loan for example buying a  property, buying a piece of land, or  purchasing a new home.        Advantages of Short-Term Property Loans against the property? Here are a few primary advantages and benefits of a short-period  mortgage secured by collateral:  NO FINANCIALS OR CREDIT CHECKS LOWEST  RATES AND FLEXIBLE TERMS INTEREST-ONLY FACILITIES RANGING FROM 2 MONTHS  UP TO 5 YEARS NO PENALTIES FOR EARLY REPAYMENTS HIGH LOAN TO VALUE  RATIOS LOANS TO COMPANIES AND SME LOANS 1 DAY A.B.N HOLDERS WE LEND  AUSTRALIA WIDE SETTLEMENTS IN 24-48HOURS FORMAL OFFER WITHIN 2 HOURS  Compared to the long  term, it’s more eye-catching if you understand  that you’ll be debt-free  soon and don’t need to wait for decade after  decade. However, once it  gets paid in a few years, you will get  eligible again to suit any  further requirements.  If you calculate the   interest on long-term loans, it is way too high due to the extended   repayment period. However, for a short-term property loan, you’ll pay   less interest with the same terms and conditions.  Limited-time loans   give you an opportunity if you don’t have any assets to provide as   security. It still gets approved with the low-interest rate. However,   know that even minute differences in terms and conditions will have a   significant impact. Eventually, processing fees and interest rates with   end payment are less than expected.  But that’s not it!  Apart from  the aforementioned benefits, if you get an individual lender  for a  short-term property loan, you will gain some exclusive perks on  it,  which are as follows:  It’s more likely  that you will be getting less  rigorous requirements compared to  top-notch banks in Australia. In most  loan scenarios, it has been opted  to get speedy approvals with  individuals regardless of poor credit score  history.  It offers  flexible  terms to borrowers considering that the perks fit will benefit  people  who are stuck in specific situations with debt repayment  matters.   

equirements for Our Short-Term Property Mortgages Requirements: The short-term property loan requirement is mainly for specific   purposes. The funds provided under the agreement need to cover the   period of 6,12,24, and 36 months for repayment. The long-term mortgage   tenure is around 25 years where banks, consultants and borrowers all   witness repayment issues.   Processing Time: It has been observed that the majority of the borrowers have urgent   requirements for funds. Therefore, to suit the need, processing should   be completed as soon as possible. However, if the lender completes the   requirements early, then the fund settlement can be done within a week   or less.  Approval: Getting   approval through banks is hard if primary users are self-employed and   the account is not updated. In the case of P2P, the loan still can be   approved after completing a few requirements and checks.  Get Instant Loan: We  offer small-and-medium scale financing services to  our clients all  over Australia. Whether you need a loan for your  business or want to  start your own loan, we provide excellent loan  services and advice with  hassle-free terms and conditions.  Loan Security: Suppose   an individual or a company has some valuable asset that they can use  as  collateral for a short-term property loan. This asset will provide  you  with an edge that fits best in the case of emergency cash flow   requirements. For instance, if a company has a valuable asset, it can   use it as security for a short-term property loan

 to help provide an   urgent cash flow.  Customer Services: Got   any questions? We’re all ears. We have professional and courteous   members who ensure you land a good loan deal and help you make quick   decisions with less paperwork.  The post-pandemic  financial crisis is  disrupting the mortgage market for short-term  property loans. It has  become harder to get approval on applications  within a week. But not to  worry as Zip Funding provides excellent loan  options to individuals  and businessmen.   Unlike banks, we do  not dive deep into the  requirements to approve your loan. We have  simple, licensed ways of  finance that we share with our stakeholders,  clients and customers. So,  start sending us inquiries today and join us  as a partner for the long  term. You can also contact us to know more  about our short-term  property mortgage products, like Private Mortgages,  Bridging Loans and  Second Mortgages.  Short-term property  loans can help meet the  emergency cash flow requirement that one can  have. A loan of any type  fills the delay gap to save your property or  other investments. These  loans are called limited-term loans.  However, such loans  are a little  expensive in terms of the rate of interest. The primary  purpose of  limited-term loans is to help cover the gap between the  lender’s  approval for a longer-term loan.  What are the Requirements for a Short Term Property Loan to be Approved? Private lenders who provide limited-term loans review a mortgage  application based on the following requirements:  The present value of  the property is provided as security. Zip Funding offers an independent  appraisal of the property without any delay. Your credit score  and  history are vital for the private lenders to understand where these   funds end up. Therefore, it is important to mention the utilization of   the funds whether it is for the same purpose as mentioned in the   documents or others. The repayment plan  is the most significant step  of the loan to the lender. The lender is  way too concerned about the  repayment process. It is crucial for  short-term property loan owners to  define a clear repayment plan to the  lender. Plus, it will also help  the private lenders with an assurance of  repayment. Some refinancing  options are:  Refinancing your loan after the expiration of the loan.  Selling a business asset that was purchased using the funds. A confirmed  future or present income stream.       What can you use Short Term Property Finance for? The main advantages of a short term property loan are:  Properly handle  Emergencies It helps to grow & develop your business Helps in  Expanding Your Business Your Credit Rating/History becomes better It  will serve as a bridging gap until you have a proper permanent financing  We are Australia’s leading fintech platform, providing unique short  term loan products and services. We have offered clients a wide range of  short term commercial loan products at the most favorable interest rates. Our property loan allows   you to get money instantly to serve your urgent needs. Three words   describe our services; Simple, fast, and flexible; therefore, our   property loan is limitless. In terms of getting emergency cash, that’s   what you need most.  What makes us stand out: We   build our business by establishing strong personal and business   relationships with customers. Zip Funding is your wealth creation   partner that you can trust for the rest of your life. We do not judge   our clients based on poor credit history or missing financial   statements. We provide stress-free loans based on personal trust and   experience. We are here to develop your business, not to slow you down!   Case Study: Short-Term Mortgage to Finance Property Development Many Zip Funding  (ZF) property developer clients enjoy an exclusive  and flexible  short-term option agreement to build complete or partial  land in the  landowner’s favor. However, the option agreement’s one  mandatory clause  is the land’s sale should happen within 12 months.   Whereas sometimes  unwanted delays in obtaining the mandatory approval  for construction at  the city council are the primary reason. In  contrast, there at times  lead to the developer having discomfort  securing the desired financing  from banks in land purchase before the  expiry date.  Generally, property  developers are dealing with  time-sensitive bid systems, which they don’t  want to miss out on as  these are the potential profit-making window for  them due to the same  time constraint whenever developers approach us on  ZF. We understand  the sensitivity of the requirement as our team is  well aware of their  financial need to pace up the process. We arrange an  immediate  independent land valuation expert to get it done asap.  Whereas  traditionally, we connect the investor with those who are  interested  and understand the profit-making plan for construction in  detail.  Starting now, our private lender endorsed the desired financing  and  provided them end-to-end support for land purchase before the expiry   date of an option agreement.  In contrast, after  the above steps, the  following stage is the approval granted to a  developer for  construction. However, typically this short-term loan term  is 12  months. Once any other development project payment comes, it’s  returned  to the lender.  Case Study: Private Lender Small Term Business Property Loans One of our team  members at ZF Perth customer was a storekeeper working  as self-employed.  However, he has been the sole owner for the last  five years and has a  property worth $1.5 Mn. In contrast, he urgently  needed a short-term  loan, and the required amount was around $500,000  to help him with the  development and renovation of the store project.  Due to bad credit  history and some past score issues, it was hard for  the client to meet  the baking requirement with strict sops. Therefore  customers reached out  to the ZF.  Contrastingly we  understand the  urgent need of the client. Instead of discussing the  requirement, we  sent our evaluation expert on a priority basis to do the  property  evaluation. At the same time, we connected him to a private  lender on  an acceptable term who understood the customer’s need and  offered the  required loan.  Furthermore, we get  all the paperwork done for the  client after acceptance of the offer, and  we disburse the funds within  two business days to the client’s account.  Whereas seeing is believing,  once the customer checked his account, he  was quite excited to fulfil  his need for the development and renovation  of the store. Moreover, we  got feedback from him later that it helped  him boost his business  revenues.        Frequently Asked Questions (FAQs) What kind of property is suitable as collateral for loans on short-term property loans for properties? Any real estate  enterprise can be used as a security to secure  short-term property loan  financing of business properties. However, it  includes both commercial  and residential properties that are:  Land and  farmhouses. Office property papers. Shopping mall retail stops. Company  Warehouses. Factory papers. Multi-residential apartments and  townhouses. Residential accommodation for individuals and business  properties. How much money can you get for a short-term property loan? Based on the initial  assessment, few private lenders could be willing  to lend all or a  portion of the value of provided property papers for  an unsecured loan.  Other lenders might offer up to a certain percentage  of the property’s  worth. i-e 70-90% of property value is called the  ratio of loan-to-value  (LVR) proportion.  What is a standard short-term property loan and mortgage term for a property? As understood with  the term, short-term property loans tend to be for  months (6,12,18,24)  means a short period, not years. Monthly tenure is  best suitable to  finance such loans.   How do I become eligible? To be qualified for a loan, you need to have the following:  Australian  Business Number or Australian Corporate Number  In addition, you must  deposit real estate as collateral. The loan-to-value ratio is up to 80%  of the value of your property.  We would love to  offer you free  consultations about getting one of our loans. To ensure  that we are  prepared for questions, our customer support is always  available to  provide our customers with all the help and detailed  information about  our unique business and credit services. We need to  optimize every  opportunity to make sure we can add value to your  business or your  company, so we look forward to your application now! By  working with  us, you can be guaranteed the best loan results.  To apply for a short  term real estate loan,  you can reach out through the contact page. In  addition, you may have  specific questions or suggestions. You will also  be asked to provide us  with your plan so that you will be able to  repay the loan yourself. This  will help us understand the  trustworthiness of the company and how to  repay short term real estate  loans and other related financial duties.  How much can I borrow? As a short term property loan, you can get a loan of as little as  $50,000. We have no restrictions on real estate transactions.  How Long does the whole process take? You can apply online  in less than 2 minutes. You will receive an offer  immediately to let  you know whether you qualify or not. If you accept,  you will receive an  offer letter immediately. We intend to complete  the transaction  immediately.  When is it best to secure a short term property loan? With a short term property loan, you can get any amount you need when you apply.  Importance of securing this type of loan? You can easily  eliminate the difference between your existing debt and  your desire to  secure funds to obtain a property. So, if you haven’t  paid off your  existing debts, you might even get a loan offer.  These  loans do not  usually require a credit check, so even if your credit is  bad, it can be  obtained as long as all other application requirements  are met.  Online Short Term Property Loan Calculator There are no hidden fees or roadblocks. Our interest rate starts at 2.88% per annum. There are no accounting fees and no early repayment   penalties. If you want to repay the loan in advance, we will not   penalize you. All terms are in simple English. We develop a clear loan   plan for you, listing the repayment and schedule.  Why choose us? There are no excess  bureaucracy and burden. Above everything, we  understand you need to run  your business properly and focus on doing  the things you do best. We  always encourage our clients to invest more  money in developing their  business. The company does not have to pay  any monthly interest. All  charges are usually paid in advance  throughout the loan. We are  completely transparent and accountable. In  addition, we offer a simple  and stress-free online process to help you  complete the transaction in  record-breaking times.  Our short term real   estate loans (unsecured loans and mortgages) are affordable and   accessible, in addition to fixed interest rates and flexible loan   agreements in Sydney, Melbourne, Brisbane, Perth, and all over   Australia. Every crisis and unforeseen emergency will be adequately   handled because we are online, and you will be able to use your funds  in  a timely manner.  Irrespective  of the purpose, we offer the best  short-term property finance, loans,  and financing facilities with no  doc and no credit checks. We provide  credit to individuals,  corporations, and businesses seeking short term property loans in  Australia for any purpose. We don’t waste time. Contact us to get your loan now.  We are a  professional lending institution  dedicated to all aspects of financing  and credit for short term  development. We offer the lowest prices and  fastest response times in  the industry.  We strive to add  value to businesses and companies by  offering short term real estate  loans and land loans. We help  Australian organizations and companies by  providing loans with less  effort and at a reasonable interest rate. We  carefully check all short  term loan applications and confirm the  submitted documents.         

Need a short term property loan with low rates and zero hassles?
 

 Australian Lending Centre
https://www.australianlendingcentre.com.au/caveat-loans/ 

Caveat Loans

A caveat loan is a short term finance option to help you get through a financial crunch.

Get in touch with us

  •   info@australianlendingcentre.com.au  
  •   Telephone 1300138 188  
  •   Fast and Easy Debt Relief Solutions  
  •   Loans with no credit check  
  •   Personal Loans for Bad Credit  
  •   Bad Credit Business Loans  
  •   Grow with Commercial Finance  
  •   Competitive Interest Rates  
  •   Range of Personal Finance Options  

While  our enquiry form is a soft enquiry with no impact on  your credit  rating, in some cases we may not have a financial product  suitable for  your situation, and you may be redirected to a third party  lender. This  lender may require a credit check, but only at your  discretion.

How long does loan approval take? 

When   you apply for finance it can take as little as 2-3 hours, and up to 48   hours depending on your documents, finances and individual   circumstances. Our goal is to find the best solution for you as quickly   as possible.

Why was I redirected to another site when I applied? 

In   certain cases when you apply for finance, we are unable to find a loan   product suited to your specific set of circumstances. In these cases  we  have lenders we will refer you with greater flexibility and scope  for  loan approval.

We actively  practise responsible lending, which  means that not all applicants are  suitable for loans, despite us being  more flexible that the big banks.

Don’t  be discouraged, there may  be an alternative, if you have poor credit  or you are bogged down in  debt. This can include credit repair or a  negotiated debt arrangement,  to help you combat rising, multiple and  unmanageable debt or a poor  credit history.

Please call us on 1300 138 188 if you are interested in these other options.

How do I apply for finance with a non-bank lender? 

Big banks are weighed down by the cost of having a massive corporate infrastructure and multiple national branches. Non-bank lenders are more agile and we can pass on savings to borrowers with lower   interest rates. Some of the most competitive interest rates on the   market are offered by non-banks.

What are bad credit loans and how do I apply? 

Do you need a second chance to apply for finance but the banks are saying no? Bad Credit Loans offer individuals and families a chance at finance, despite an impaired   credit history. Bad credit has impacted so many people this year, and   we believe everyone deserves a second chance.

Get personal or business loan approval despite bad credit

If   you have bad credit or thin credit, you are not alone. It is estimated   that around 600,000 Australians are candidates for credit default.   Defaults can happen beyond your control. When applying for car loans or  a  mortgage, bad credit can be a real issue, but it shouldn’t have to  be.  All Australians should access affordable credit.

Your Own Finance Specialist

Because   we aren’t a big bank with multiple departments, we ensure that you get   your own specialised consultant to help you through the process from   start to finish when you apply for finance. We look for the best bad   credit (or sub-prime) loans, with the best rates, to help you get the   finance you need.

Who and why would I refinance my home loan? 

Refinancing your mortgage comes with many benefits. These include:

Lower monthly repayments

If   you apply for finance you will most likely get a new interest rate  when  you refinance. This is often lower depending upon how much the new  debt  amounts to, who the new lender is and the repayment terms for  which you  choose. 

Change repayment lengths

Mortgage refinance is all about finding new terms to suit you. Therefore, you can move   forwards with shorter terms or instead, you could choose to pay off the   new loan over a longer period of time. It’s important to remember that   the shorter your repayment length, the more your repayment amounts  will  be each repayment period.

Consolidate debts

Refinancing   provides you with the opportunity to combine multiple current debts   into one new one better suited to you. You can find out more about debt consolidation here.

Better repayment structure

With   mortgage refinance comes greater flexibility. So whether you would  like  to make weekly repayments or monthly, the control is in your hands  when  structuring your new loan. 

Remove a person from the mortgage

If  you have recently gone through a divorce and would like to remove the  name of a co-signer then refinancing is a great solution.

What is business debt consolidation? 

Whether   you want secured or unsecured business loan we aim to find the right   business loan fit for your needs. No matter how many debts you’re   facing, if you you want to consolidate business debts, we got you   covered with our tailored consolidation business loans suitable for  your  financial situation. Apply for finance today.

Do you offer credit card debt consolidation? 

Yes, credit card debt consolidation is one of Australian Lending Centre’s areas of specialty. If you have multiple credit cards with high interest debts that need to be consolidated (combined – to access easier payment   schedules and possibly lower interest), we may just be the best choice   for you.

Australian Lending  Centre’s loans are well known for  combining multiple debt into single  loans. While it might feel like you  are stuck in a debt rut, there is  always a way out.


 

an important caveat on caveat-based lending in queensland

https://www.lexology.com › library › detail15 Jun 2021 — With interest rates at an all time low, private non-Bank mortgage lending is a growing destination for investor funds in Australia. 


https://www.lexology.com/library/detail.aspx?g=08c800b2-f04d-46f2-9d65-391016b83696


AAA Money


https://www.aaamoney.com.au/privateloans


  

P: 02 9299 1144 

| E: info@aaamoney.com.au 

| A: York House, Level 1/50 York Street, Sydney, NSW, 2000

©2022 by 'AAA' Money Australia. Australian Credit Licence #364 295.  ABN: 79 050 967 809 

First, Caveat and 
Second Mortgages.
Non Bank Private Funding Solutions

 

Considered Response, Fast Settlement, Less Fees.
We are excited to confirm our new first mortgage private loan.
​

1.0% Establishment Fee

Rate: 1.1% per month.       

Up to 75% LVR (Up to 65% on Land)

Loans from $250k Up $5 million.

Term: Minimum 3 months, Max 3 years.

$2200 unless complex

Company Borrower Only- No Construction.
Private Loans Australia Wide

​

We also  have access to a range of other finance options, please send us your  information below and we will normally reply with in the business day.

Loan Enquiry

Tell Us How We Can Assist- We respond within 2 hours of most queries.

 

Loan Purpose

​

You can apply a second mortgage for any of the following purposes:

​

​

Construction, 

Incomplete construction

Business purpose loans,

Equity release for a specific purpose

​

​

Caveat  Loans or First Mortgage loans are fast settling short-term loans that  are generally for a period of between 1 to 24 months.

​

They are low doc or alt doc loans and are secured against real estate, no financials required.

​

 Caveat  Loans are available to clients who wish to retain their existing 1st  mortgage but require a short-term line of funding beyond their current  credit provider’s capacity.

​

A  Second Mortgage is a loan secured against a property that already has a  First Mortgage attached to it. You will still have your original lender  on the title of your property and the second mortgage ranks after this.  (New Laws mean the first mortgagee no longer requires notice of a  second mortgage)

​

For  our Caveat Loan or Second Mortgage products, the Maximum Lvr is Usually  70 - 75% but on a case-by-case basis some lenders will accept 80% Lvr.  The loan term is usually between 1- 24 months.

For First Mortgages the Maximum Lvr is usually in the 65 - 75% range. The loan term is usually 1 - 24 months. 

​

​

AAA has our own funds, so we can normally settle within 3 working days from approval. 

Company Borrowers Only

https://www.aaamoney.com.au/privateloans


 Lending HQ Commercial & Development   

Caveat Loans | Lending HQ Commercial & Development

https://lendinghq.com.au › caveat-loansCaveat Loans are usually referred to as short term 2nd mortgage loans and are typically secured against your property. These loans offer quick turnaround ... 

https://lendinghq.com.au/caveat-loans/


PH:  13000977


 credit@lendinghq.com.au 




  


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